Strategic Growth: Lessons from a Finance Leader - COTRUGLI
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COTRUGLI MBA: A Platform for Strategic Growth and AI-Driven Innovation

The COTRUGLI Experience: Ivana Gracin’s Path to Strategic Leadership

In the world of finance, precision and strategic thinking define success. Yet, continuous learning often separates great managers from exceptional leaders. Ivana Gracin, Head of Quantitative Research at Erste Bank, proves how transformative the COTRUGLI MBA program can be. Her story shows that an MBA is not just education—it’s a turning point for leadership, growth, and innovation.


A Leadership Philosophy Rooted in Growth

“I’ve always believed in knowing your strengths and weaknesses,” Ivana shares. “Continuous improvement is key to professional success.”

Early in her career, she embraced leadership as a responsibility to grow others. Inspired by Jack Welch’s quote‘Before you become a leader, success is about growing yourself. When you become a leader, success is about growing others’—she chose a path of intentional development.


From Risk Management to Broader Business Understanding

Ivana’s background is in strategic risk management, which gave her insight into banking and the economy on both macro and micro levels. Still, she felt the need to expand.

To deepen her business knowledge and leadership skills, she enrolled in the COTRUGLI MBA in 2013. This decision marked the start of a journey that transformed her thinking, leadership style, and career outlook.


The Power of Interdisciplinary Learning

“The program connected me with brilliant colleagues, international faculty, and a diverse group of professionals from across the region,” Ivana explains.

Working in intensive team settings opened her mind to new problem-solving strategies. She learned to look beyond technical analysis and develop solutions through collaboration.

One module, Entrepreneurship, had a lasting impact. “It showed me the value of diverse teams and the complexity of building successful products. It pushed me to think differently.”


Applying Knowledge in a Strategic Role

Today, Ivana leads the Quantitative Research Department at Erste Bank. Her team works on data science applications that support business process optimization and risk management. Their goal is to define the optimal risk level the bank can take without endangering its sustainability.

This role requires constant collaboration with teams across the bank. It also demands adaptability, compromise, and resilience in a fast-paced, highly regulated environment.


Leading People, Not Just Projects

Stepping into this leadership role wasn’t easy. “Technical skills were just one part of the job,” she notes. “The real challenge was managing people—especially top talent with strong personalities and opinions.”

Every day brings new negotiations, decisions, and team dynamics. “The MBA gave me the tools to handle this,” Ivana says. “I learned how to motivate others, manage expectations, and reach goals—even if the path isn’t perfect.”

One lesson stands out: “You have to break a few eggs to make an omelet.” Ivana embraces this mindset as a reminder that progress sometimes involves risk, failure, or uncomfortable change.


AI Augmentation: Leading with Technology

One of the key elements of the updated COTRUGLI MBA is its focus on artificial intelligence (AI). For Ivana, this integration is essential for the future of finance.

“AI helps us understand data better, predict risks more accurately, and design innovative solutions,” she explains. “It’s not just a tool—it’s a paradigm shift that transforms how we lead.”


Why COTRUGLI Was the Right Choice

For Ivana, the biggest value of the program lies in the people and the mindset it fosters.

“I had the chance to learn from incredible professionals—many of whom I now call friends. I gained new perspectives, developed strategic skills, and learned how to stay calm in any situation.”


What Sets the COTRUGLI MBA Apart?

🔹 Inspiring, Diverse Environment

Connect with professionals from various industries in a setting built for collaboration and innovation.

🔹 AI and Digital Integration

Gain hands-on knowledge in using AI to drive efficiency, strategic decisions, and long-term growth.

🔹 Mentorship Through CoLab

Work with experienced mentors who support your leadership development and innovation efforts.

🔹 Strong Professional Network

Join an alumni community that fosters meaningful partnerships, knowledge-sharing, and career growth.

🔹 Personal and Professional Development

Grow your confidence, communication, and leadership skills in a program built to challenge and elevate you.


Sign Up for the Info Session

Are you ready to lead like Ivana Gracin? Learn how the COTRUGLI MBA can empower you to lead with purpose, make bold decisions, and drive innovation.

📅 Info Session: February 7, 2025
📍 Location: Zagreb

Join us to explore the program, meet alumni, and start your leadership journey.

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